About Us

Azmat Rafique - Head of Islamic Banking
Azmat Rafique is currently the Head of Islamic Banking in Oman Arab Bank (OAB). He is responsible for establishing and managing this new initiative by the bank. Prior to joining OAB he was a manager in Islamic Financial Services Group (IFSG) of Ernst & Young, Qatar. Besides his consultancy experience he has almost ten years of banking experience in Islamic, Corporate and Commercial Banking Groups of MCB Bank Limited in Pakistan. During his banking career he served diverse business concerns that range from local SMEs to renowned multinational companies.

Azmat completed his MBA Finance from Institute of Business Administration, Karachi - Pakistan and MSc. Islamic Economics, Banking & Finance from Loughborough University in the UK.
Dr. Abdulazeem Abozaid - Shari’a Manager
Abdulazeem holds PhD and Master in Islamic financial law. He also holds three BAs in Islamic law, Arabic language and English Literature; two higher studies diplomas in Islamic law and in Human sciences.

He was Sharia expert and trainer at Emirates Islamic bank and a Shariah board member and consultant for Islamic financial institutions, including RHB Islamic bank in Malaysia, Mithaq Takaful Abu Dhabi and Five Pillars Associates, Singapore. Currently he is holding the position of Shariah Manger at Oman Arab Bank in Muscat, Oman.
Muhammad Tayyab Raza - Finance Manager
Muhammad is Qualified Chartered Accountant and member of Institute of Chartered Accountants of Pakistan. He has diversified experience in the fields of accountancy, finance, Islamic commercial / investment banking, audit and consultancy. He is also Certified Islamic Banker from State Bank of Pakistan.

During his career, he has served many Islamic Financial institutions in Pakistan and Bahrain. He has also served Ernst & Young, Bahrain in Islamic Financial Services Group.
Shahood Alam - Manager IT Implementations and Product Support
Shahood Alam is a committed Islamic banker with 8 years of banking and over a decade of diversified corporate experience. He is presently managing IT Implementations in setting-up Islamic banking window for Oman Arab Bank. Earlier he managed Cash Management and eBanking functions for DIB and HSBC-Pakistan.

Shahood holds MS (Systems Engineering) QAU-Islamabad, BE (Computer Systems) from NED-Karachi and Bachelor of Commerce from Karachi University. He also holds Diploma in Islamic Finance from CIMA-UK, a Post-Graduate Diploma in Islamic Banking & Finance CIE-Karachi and Certified Information System Auditor from ISACA-USA.
Khondkar Mohammad Rakibul Islam - Manager Product Development
Prior to joining Oman Arab Bank, Mr. Islam was the Head of Product Development for Islamic Banking Division of Standard Chartered Saadiq Malaysia where he successfully lead the Islamic Product Development, managed the Product team and implemented the country product strategies for Islamic Banking.

He has more than eleven years of banking experience with specialization in Islamic Banking in the last four and half years. Besides Malaysia Mr. Islam has also worked in Bangladesh and U.A.E as Senior Manager for Standard Chartered’s Global Islamic Product team where he used to look after six different geographies including entire GCC, Bangladesh, Pakistan, Malaysia, Indonesia and Singapore.

Mr. Islam has completed his Masters in Commerce degree with Major in Finance from University of Dhaka, Bangladesh.
Mohammad Riza - Senior Treasury Dealer
Mohammad Riza is a full time Islamic Banker Professional with more than 8 years of experience in Islamic Financial & Treasury Management. Prior to joining Oman Arab Bank, he was the Assistant Vice President and acting as the Head of Treasury-Islamic Banking Unit of PT. Bank CIMB Niaga - The Best Islamic Bank in Indonesia from Asia Money Award 2010.

He earned his MBA from GadjahMada University - Yogyakarta, Indonesia. He also holds 4th Level Certified Risk Management from Global Association of Risk Professional - Indonesia.
Ghulam Fareed - Manager Operations