Mudarabah Fixed Deposit

Al Yusr Fixed Deposit is based on the Shari'a contract of "Mudarabah". Mudarabah is essentially a trust based profit sharing arrangement wherein one party (Customer/Depositor) known as Rab al-Maal provides funds while another party Bank known as Mudarib manages and invests the funds to earn Shari'a compliant profits to be shared between the two parties.

Al Yusr Fixed Deposit has been structured as Al Mudarabah Al Mutlaqa (Unrestricted Mudarabah Account) whereby the Bank as Mudarib is authorized to carry out the investment in any manner it deems appropriate, as long as it reflects normal business practice and observe Shari'a compliance.

Any profit from the venture is shared between the customer and the Bank on an agreed Profit Sharing Ratio (PSR).

Key Prodcut Feature

Please refer to the salient product features mentioned below:

Who benefits from Al Yusr Fixed deposit?

Any customer looking for Sharia's complaint banking products and services in Oman. You can invest in Al Yusr Fixed Deposits without compromising your religious beliefs.

Shari'a Compliant

Reviewed and approved by the Bank's Shari'a Supervisory Board comprised of the following three eminent Scholars:

Brief Vitae of Shari'a Board

  • Available in Omani Rial and other major foreign currencies
  • Flexible Deposit tenors ranging from1 month to 5 years
  • The longer your tenor, the more likely the ratio will result in better chances of higher profit.
  • Offering flexible options to maximize your returns by reinvesting the principal or both the principal and profit at maturity

Minimum Deposit Amount

RO 1,000 is the minimum balance to be deposited in the Al Yusr Fixed Deposit Accounts.


Al Yusr Mudarabah Fixed Deposits are available in the following tenors:

  • 1 month
  • 3 months
  • 6 months
  • 12 months
  • 3 years
  • 5 years


Any tenor above 12 months or tenors other than those listed above can be offered at the discretion of the Bank.

Historical Profit Rate Sheet

Click here for details

To apply and for more information please call Al Yusr (24X7) Call Center on +968 24 754 666

Terms and conditions